Does Wraptor do invoicing and take payments?

Yes. Create the invoice from the approved quote (or a blank one from the job), and when the quote asked for a deposit Wraptor splits the invoice into a deposit and a balance the customer pays part by part on one link, by card or US bank account (ACH) through Stripe — deposit up front, balance on completion. Unpaid invoices get up to three automatic email reminders, every payment sends an automatic receipt, and cash, check, or Zelle payments you record by hand settle the same invoice. The quote-to-invoice-to-paid flow lives in one place instead of across three tools.